It's easy to play, so you'll be spinning and winning in no time. Like us on Facebook. Depending on your account type, you may have to pay around $10 to $20, which still costs less than most online casinos. LV Why has my package not been delivered for 35 days now? Related questions Prime Visa Review: One of the Very Best Store Credit Cards Many or all of the products here are from our partners that compensate us. It's how we make money. But our editorial integrity ensures our experts' opinions aren't influenced by compensation. Terms may apply to offers listed on this page. Offer status This offer is unavailable on The Ascent. The information related to Prime Visa has been collected by The Ascent and has not been reviewed or provided by the issuer. Chase and Amazon have put together a winner with the Prime Visa. Available exclusively for Prime customers, this Amazon credit card earns an impressive 5% back on Amazon and Whole Foods purchases and offers lucrative bonus opportunities. See everything this card has to offer in our full Prime Visa review. Full Prime Visa review This credit card is a good fit for: Amazon Prime members who want to earn as much back as possible on purchases with the retail giant. Top perks Here are all the best benefits you get with the Prime Visa. Up to 5% back Here are the Prime Visa's cash back rates: 5% back at Amazon, AmazonFresh, and Whole Foods 5% back on Chase Travel purchases 2% back at gas stations, drugstores, local transit, and commuting (including rideshare) 1% back on other purchases Unlike lots of cash back cards, you don't need to wait long to use your rewards. You can redeem them at Amazon.com as soon as the next day. Or, you can redeem them at Chase.com for cash back, gift cards, or travel. Up to $275 limited-time offer You receive an instant $150 Amazon gift card upon approval for the Prime Visa. This is loaded to your Amazon account, so you can use it right away. For three months from account opening, this credit card also earns 5% cash back on purchases that would normally earn 2% and 1% back, up to a spending cap of $2,500. That means you can earn up to $125 this way. Combined with the $150 gift card, you can earn up to $275 through this card's welcome offer. 10% back or more with Prime Card Bonus As a Prime cardmember, you can earn 10% back or more on a rotating selection of items and categories on Amazon. These are limited-time offers, but they're a great way to earn even more cash back. Pay over time 0% APR plans This credit card offers financing plans with a 0% APR. You can pay off purchases of $50 or more in six equal monthly payments and purchases of $250 or more in 12 equal monthly payments. If you don't pay off the purchase within that time period, any remaining amount will start incurring interest charges at your card's standard purchase APR. Note that purchases paid for this way aren't eligible to earn rewards. When you make the purchase, you need to choose between earning cash back or 0% APR financing. Consumer and travel protections This Amazon card has several complimentary protections that can come in handy if anything goes wrong with a trip or purchase. These include: Auto rental damage collision waiver Baggage delay insurance Extended warranty protection Lost luggage reimbursement Travel accident insurance Purchase protection What could be improved While the Prime Visa doesn't have any glaring flaws, there are some minor drawbacks to this credit card. Requires Prime membership The Prime Visa doesn't charge an annual fee, but it requires a Prime membership. That costs $14.99 per month or $139 per year. If you don't have a Prime membership, you can still apply for an Amazon credit card, but you'll only be eligible for the Amazon Visa. This has lower cash back rates and a smaller welcome offer. In that situation, you may want to look at other credit card reviews first to see if there's a better option out there. No 0% intro APR offer Although this card gives you the option to pay over time with a 0% APR, it doesn't have a 0% intro APR that applies to all purchases or balance transfers. Other cards do, which is helpful if you need interest-free financing for more than just Amazon purchases or if you want to refinance credit card debt. If so, check out our top picks for these types of cards: Best 0% APR credit cards Best balance transfer credit cards Find the best credit card for your needs Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool. Compare Cards Suggested credit score A FICO® Score of 670 or higher is recommended to apply for the Prime Visa. This card is aimed at consumers with good credit, although it's possible to get approved with a lower credit score. Because Chase issues this credit card, it's subject to the Chase 5/24 rule. If you've already opened five or more credit cards within the previous 24 months, any application for a Chase card like this one will most likely be denied. The Prime Visa is right for you if: If you're always shopping on Amazon and you buy your groceries at Whole Foods, the Prime Visa will fit you like a glove. A 5% cash back rate is something you only see with the best credit cards. Those also normally have spending caps on how much bonus cash back you can earn. This Amazon credit card is an exception, because its 5% rates apply no matter how much you spend. If this credit card isn't right for you, head over to see our guide on the best credit cards for Amazon, where you can explore more cards that may better fit your needs. FAQs The credit limit for the Prime Visa ranges from $500 to over $10,000 depending on the cardholder's income and credit history. The Prime Visa doesn't charge a monthly or annual fee. However, you need to be an Amazon Prime member to qualify for the card, and that program has a membership fee. Yes, students can qualify for the Prime Visa. Eligibility requirements are the same for students as any other applicant. They must have an Amazon Prime or Amazon Prime Student membership, a form of income, and an established credit history. get paid quickly with amazonSports betting sites Sports betting sites Depending on your account type, you may have to pay around $10 to $20, which still costs less than most online casinos. LV